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How Much Is Your Auto Accident Compensation Worth? Car accident damages are meant to compensate victims for their losses. Some of them include the cost of property damage and medical bills, while some are non-economic, like suffering and pain. In New York, you have up to three years to take legal action after a crash, however waiting too long can harm your case. Evidence may be lost over time or destroyed. Witnesses may forget important information. Damages In the event of a car crash victims may be compensated for their economic losses such as medical bills or lost wages. They may also be awarded compensation for non-economic losses, like pain and suffering. The amount you are entitled to depends on how serious your injuries are and the impact they have on your life. A skilled auto accident attorney can assist you in determining the worth of your injuries as well as property damage, and negotiate with the insurance company to negotiate a fair settlement. Be aware that insurance companies are in business to make money. They will do all they can to settle your claim for as little as they can. So, you need a lawyer who knows how to get the highest amount of money that you deserve. In addition to the costs of repairing your vehicle, you may also be eligible to claim compensation for personal items that were damaged in the crash. This includes your shoes, clothing, and jewelry. You can also claim compensation for the costs of housekeeping, gardening or childcare, if you cannot do these tasks by yourself due your injuries. Your deductible is also part of the equation in determining how your claim is worth. You must pay your deductible prior to when the insurance company can begin to pay for the damages. You may then sue the person responsible for any remaining damages. Medical bills The medical expenses that result of a car accident could quickly add up. The average cost for an ambulance ride, hospital stay or inpatient treatment could be hundreds of thousands of dollars or more. In addition, the cost for physical therapy, prescription medications and other medical care could continue to rise as the accident victim is able to recover. If auto accident law firm yorba linda is found to be at the fault of a lawsuit, they are responsible for the victim's damages, including medical costs. However, the law does not typically require the at-fault party to pay a victim's medical bills on a regular basis. If you do not reside in a no-fault state, the first step for medical bill compensation is to submit an application to your insurance company for auto coverage for PIP (personal injury protection) coverage. Based on the limits of your policy it could be able to be able to cover the majority or all your medical expenses. You should also file a claim with the insurance company of the driver at fault for any liability coverage they have, as well as the uninsured motorist insurance on your own insurance policy. These policies can reimburse you for your medical costs, but they often include deductibles or other conditions. A skilled lawyer can assist you navigate the process of getting your medical bills paid. This will enable you to save money on medical bills, and instead concentrate on recovering. Loss of wages Car accidents can result in you being unable to work. You may be unable to pay your bills, and lose income as a result. You may have to borrow money from your friends or family. It can also take months to reach a settlement in your case. During this time, it's possible that you'll be required to pay your bills yourself and wait for the settlement. A claim for lost wages could aid you in recovering the money you could have earned not for the car accident injury. This can include hourly earnings and salary, but it could also include other financial advantages like bonuses and raises. Your attorney can help you determine the amount of lost earnings. You can either make a claim through a no-fault insurer or sue the party at fault for the loss of wages. The claim typically includes your medical expenses, proof of absences due to your injuries, as well as documentation of your lost earnings capacity. This is sometimes called the demand package. You'll be required to submit a written statement from your employer confirming the details of your job, including the days that you were absent because of your injury and the hours you usually work. You'll need your paystubs, tax forms and other pertinent documents. Your attorney can help you gather these documents and then prepare a convincing demand form to present to the insurance company or the judge in your case. Suffering and pain Some expenses associated with accidents can be calculated right down to the penny like medical expenses, emergency services, surgery, medications loss of wages, etc. But others aren't. These damages that are not quantifiable are known as pain and suffering and are an important part in a victim's compensation claim. Both the emotional and physical effects of an accident are included in pain and suffering. A victim's injuries may have a long-lasting impact on their lives, leading to permanent disability, or even death. A person who suffers a severe head injury, as an example could never be functional or work normally. These kinds of injuries usually need a substantial settlement. In the majority of cases, the amount of suffering and pain that a victim experiences is contingent upon the extent of their injuries and how it has affected their lives. An experienced attorney will examine the specifics of your case to determine a fair settlement. They will utilize previous settlement amounts for similar injuries as a reference to give you an idea of what your case is worth. In reality, insurance companies frequently try to discredit victims' claims of pain and suffering by claiming that their physical or emotional injuries aren't serious enough. A knowledgeable lawyer can fight back against such tactics and negotiate on behalf of you with the insurer to ensure you receive an honest settlement.